Maldives Travel Insurance

• Medical Expenses Cover
• Medical evacuation
• Support for loss of baggage and loss of passport
• Cashless treatment during medical emergency
• Accidental dismemberment
• Legal liabilities are covered
• Trip delays

• Convenience: Travel insurance plans are designed specially to address the convenience of students, senior citizens, and frequent travellers.
• Emergency medical coverage: It offers emergency medical protection on an overseas travel.
• Trip cancellation and interruption reimbursement: Travel insurance pays back the expenses that you may suffer on losses related to trip cancellations.
• Luggage and documentation: The insurance company also pays for the loss of important documents.
• Personal accident: It includes cover for accidental death and disability
• Emergency cash advance

What’s covered?

• Loss of passport
• Personal accident cover
• Repatriation of remains
• Hijacking benefit
• Medical emergency cover
• Reimbursement due to trip delays
• Sickness Dental Relief
• Personal liability
• Accidental dismemberment
• Loss/Delay of checked-in baggage

What’s not covered?

• Medical cover for pre-existing diseases
• Any claim arising from the act of terrorism, self-injury, suicide attempt, etc.

Please follow the below procedure for Maldives travel insurance claim process:

The procedure is very simple. As soon as a claim occurs, you need to inform the insurance company through a call or an e-mail. The customer service executive will help you with the claim procedure. Here’s a step-by-step guide to make a claim under travel insurance –

• Claim process for health coverage – Reimbursement
• Claim process for delay in checked-in baggage or loss of baggage
• Claim process for personal accident

The Maldives is made up of almost 1200 small islands and is surrounded by crystal clear water. With luxury bungalows standing in the turquoise waters, the Maldives is nothing short of a paradise. Before you head out here are a few important things to know about the Maldives:

• You do not need a Visa to enter into the Maldives. A thirty-day visa on arrival is issued on arrival for all nationalities
• Tourists are not allowed to bring alcohol to the Maldives. It is an Islamic nation; you cannot buy or drink alcohol at any of the local islands
• Buy a travel insurance policy to save yourself from unforeseen medical treatment expenses in the Maldives in case of an emergency. The Royal Sundaram travel insurance plans will additionally cover the losses incurred due to loss of baggage, theft etc (why mention only 2 covers here. May be you can mention more additional covers after checking with underwriting team.). Travel insurance cost is reasonable when compared to the health care cost. So, ensure that you buy one to have a worry free trip and also to save on additional expenses in case of any unforeseen medical treatment expenses during travel.

Many people are in the impression that there is nothing much to do in the Maldives than watching gorgeous sunsets. Surprisingly, there are many things that you can do and explore in the country. Read on!

• You cannot miss Scuba diving while you are in the Maldives. It is one of the popular Scuba diving destinations in the world
• Snorkelling is yet another fun activity to do in the Maldives. The best part is that you don’t have to go too deep to witness the magnificent reefs and beautiful sea turtles
• Go dolphin spotting in Cinnamon Hakurra in the Maldives. Dolphins in the Maldives are the most playful ones you will ever see
• You can go visit different islands in the country and interact with the locals. Make sure you are dressed appropriately to respect the culture of the locals. 
• If you are into surfing, then there is no better place than the Maldives in the entire world. The Cinnamon Dhonveli is very popular and is visited by surfers from all across the world.

The Maldives is pretty hot for the entire year. The best time to visit the Maldives is from November to April. The peak travellers’ season is from December to March. Hotel prices tend to be more expensive during these months.

It is important to know the Indian embassy information irrespective of where you are in the world. The Indian Embassy in the Maldives will come to your rescue in case of any emergency. Here are the details:

As stated earlier, you don’t need a Visa to travel to the Maldives. A thirty-day Visa is issued on arrival in the Maldives. However, certain documents are required to get your hands on that visa on arrival. Read on!

• A passport valid for at least 6 months from the date of travel
• Application form (IM01)
• Return ticket to fly out of the Maldives
• Adequate finances
• Hotel/resort conformation
• Passport size photographs
• Expatriate health insurance
• If your trip is sponsored by an individual or a company, you will be required to submit a sponsorship declaration form

Disclaimer:

For tourist related information - This Article is provided with the intention to familiarize the customer with some basic information. Royal Sundaram assumes no responsibility on the accuracy of the information provided in the article. Customers are advised to verify the details independently. 

For Insurance related information – For more details on risk factors, terms and conditions, please read the sales brochure carefully, before concluding a sale.