Royal Sundaram's Individual Personal Accident Policy (Accidental Death & Disablement only) offers global Personal Accident cover and value-added services.
 

Key Benefits of Royal Sundaram’s Individual Personal Accident Policy (Accidental Death & Disablement only)

• Instant Policy, No Medical Test.

• 24X7,worldwide cover.
• Offer upto Rs.10 Lakhs cover without income proof.

• Renew policy anytime, anywhere with InstaRenew.

• Dedicated Customer Services Helpline - 1860 425 0000.

• Facility to chat online for information.

• Easy, ISO certified Claims process.

• Instant coverage, within 5 minutes.

• Single policy to cover entire family

• Policy cover available for 1 year.

Who can be covered?

• Persons between the age group of 5 - 65 years can be covered under this policy.
• Coverage of Self is mandatory.
• Coverage is available for self, spouse and dependent children.
• Renewals accepted life long for self and spouse & Up-to 21 years for dependant children.

Exclusive features of Individual Personal Accident Policy (Accidental Death & Disablement only)

• Cover for Death - In the unfortunate event of death of the insured due to an accident, the entire Sum Insured will be paid to the nominee.
• Cover for Permanent Total Disability  - In the unfortunate event of permanent total disability of the person due to an accident, we will pay the entire Sum Insured to the person.
• Cover for Permanent Partial Disability - In the unfortunate event of permanent partial disability of the person due to an accident, we will pay a certain percentage of up to 100% of the Sum Insured, depending on the extent of disability.
• Cover for Temporary Total Disablement - Weekly Benefit for accidents resulting in home confinement up to 104 weeks.
• Cover for Accident Hospitalization - Hospitalization expenses due to Accident resulting in claim for Death / Disablement* (*Applicable only for Sum Insured Rs.20 lacs and above)
• Cover for transportation of mortal remains - In the unfortunate event of accidental death, we will pay the nominee a sum of up to Rs. 5000 towards transportation of the mortal remains to residence.
• Education Grant - In case of death or permanent total disability, we will pay an education grant for the benefit of dependent children of up to Rs. 5000 per child (for up to 2 children).
• Discount of up to 10% on insuring 3 or more family members.
• In a claim-free year, if the Policy is renewed without any breaks, the benefit under Death and Permanent Total Disablement coverage will be increased by 5%, up to a maximum of 25%.