Section I - Building - Plans & Premium

Section I - Building - Plans & Premium




Gruh Suraksha Home Insurance Plan - Section 1 Building

   Product Benefit Table

Plan/Coverage

Bronze

Silver

Gold

Platinum

Diamond

Sum Insured

Sum Insured

Sum Insured

Sum Insured

Sum Insured
 

Indemnity Value Basis

Reinstatement Value Basis

Building

Up to 15 lacs

Above Rs.15 lacs to Rs.25 lacs

Above Rs.25 lacs to Rs.50 lacs

Above Rs.50 lacs 

Above Rs.50 lacs 

Loss of Rent(max 6 months)

Rs.5,000 per month

Rs.15,000 per month

Rs.15,000 per month

Rs.25,000 per month

Rs.25,000 per month

Rent for Alternate Accommodation(max 6 months)

Rs.10,000 per month

Rs.25,000 per month

Rs.25,000 per month

Rs.50,000 per month

Rs.50,000 per month

Premium Rates

Building

0.40 per mille

0.45 per mille

Rent for Alternate Accommodation

0.40 per mille

0.45 per mille

Loss of Rent

0.40 per mille

0.45 per mille

Terrorism(optional for 1 year tenure)

0.08 per mille

0.08 per mille