Travel Plans Available

Travel Insurance Plans Available

These coverage’s of our travel insurance plans are especially designed to enhance the level of protection offered in the basic cover.

International Travel Insurance

Leisure Trip

A comprehensive plan for a holiday abroad, with SI starting from 50,000 USD up to 10 lac USD.

Annual Multi Trip Travel Insurance

Multi Trip

A customized annual plan for frequent business travelers who undertake multiple trips in a year.

Travel Insurance for Students Studying Abroad

Student

A very useful annual plan for all students going abroad for studies, duration of which can be from 1 to 7 years.

Travel Insurance for Asian Countries

Asia

An affordable plan exclusively for travel within Asia.

Senior Citizen

A tailor made plan for members aged 71 and above.

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Key Features

Key Features

Coverage from Country perspective
Coverage is available for travel to countries for which a valid visa has been obtained. From a country perspective, we have classified our coverage under the following options.

  • Worldwide including Americas (Americas include North, Central, South America and Canada. Option to include Schengen countries)
  • Worldwide excluding Americas (Option to include Schengen countries)
  • Asia* (excluding Korea and Japan)

(* Coverage to Korea and Japan shall be available under Worldwide including/excluding Americas category)

Age Eligibility

Age Eligibility

 

Plans Adult Children
Leisure, Multi trip and Asia plans Minimum entry age is 18 years. Maximum entry age is 70 years at the commencement date of the Policy. If the Insured Person completes 70 years during the Period of insurance, then the insurance will continue until expiry of the policy or his/her return to Republic of India whichever is earlier. The minimum entry age under this policy is 91 days.
Senior Citizen Plan Minimum entry age is 71 years. There is no maximum entry age. N.A.
Student Plan Maximum entry age is 40 years at the commencement date of the policy Minimum entry age is 12 years
Key Benefits (New)

Our Travel Insurance - Key Benefits


Product Benefits - Leisure Trip
Medical Expenses (including medical evacuation) Sickness Dental Relief Accidental Death and Dismemberment Benefit (24 hrs)
Repatriation of Mortal Remains Delay of Checked-in Baggage Loss of Checked-in Baggage
Loss of Passport Benefit Personal Liability Benefit Trip Delay Benefit
Hijacking Benefit Assistance Services Daily Cash Allowance in case of hospitalization beyond 2 days
Accidental Death and Dismemberment Benefit (Common Carrier) Automatic extension of policy upto 7 days Emergency cash advance
Trip Cancellation Trip Curtailment Missed Connections/Missed Departures
Bounced Hotel/Airline Booking Political risk and Catastrophe evacuation Compassionate Visit
Emergency Hotel Extension Loss of Baggage and Personal Effects Return of Minor
Difference in Airfare due to delayed or early return Personal Liability Benefit Home Content Insurance (in INR) 
Product Benefits - Multi Trip
Medical Expenses (including medical evacuation) Sickness Dental Relief Accidental Death and Dismemberment Benefit (24 hrs)
Repatriation of Mortal Remains Delay of Checked-in Baggage Loss of Checked-in Baggage
Loss of Passport Benefit Personal Liability Benefit Trip Delay Benefit
Hijacking Benefit Assistance Services Daily Cash Allowance in case of hospitalization beyond 2 days
Accidental Death and Dismemberment Benefit (Common Carrier) Automatic extension of policy upto 7 days Emergency cash advance
Trip Cancellation Trip Curtailment Missed Connections/Missed Departures
Bounced Hotel/Airline Booking Political risk and Catastrophe evacuation Compassionate Visit
Personal Liability Benefit Difference in Airfare due to delayed or early return  
Product Benefits - Senior Citizen
Medical Expenses (including medical evacuation) Sickness Dental Relief Accidental Death and Dismemberment Benefit (24 hrs)
Repatriation of Mortal Remains Delay of Checked-in Baggage Loss of Checked-in Baggage
Loss of Passport Benefit Personal Liability Benefit Trip Delay Benefit
Hijacking Benefit Assistance Services Emergency cash advance
Trip Cancellation Missed Connections/Missed Departures Political risk and Catastrophe evacuation
Difference in Airfare due to delayed or early return    
Product Benefits - Asia
Medical Expenses (including medical evacuation) Sickness Dental Relief Accidental Death and Dismemberment Benefit (24 hrs)
Repatriation of Mortal Remains Delay of Checked-in Baggage Loss of Checked-in Baggage
Loss of Passport Benefit Personal Liability Benefit Trip Delay Benefit
Hijacking Benefit Assistance Services Accidental Death and Dismemberment Benefit (Common Carrier)
Emergency cash advance Trip Cancellation Compassionate Visit
Product Benefits - Student
Medical Expenses (including medical evacuation) Sickness Dental Relief Accidental Death and Dismemberment Benefit (24 hrs)
Repatriation of Mortal Remains Delay of Checked-in Baggage Loss of Checked-in Baggage
Loss of Passport Benefit Personal Liability Benefit Trip Delay Benefit
Hijacking Benefit Assistance Services Missed Connections/Missed Departures
Compassionate Visit Study Interruption Sponsor Protection
Bail Bond Felonious Assault (Accidental Death and Dismemberment) Maternity benefit for termination of pregnancy only
Treatment for mental and nervous disorders: including alcoholism and drug dependency Cancer screening and mammography examinations Child Care Benefits
Coverage for pre-existing conditions Accidental & Sickness Ambulance Charges Physiotherapy
Loss of Laptop Suicide  
Travel New FAQ

Travel Insurance Plan Common Queries (FAQ’S)

Questions about Travel Insurance? Get your answers here.
Free look provision is applicable only in respect of an annual multi trip policy and annual student policy. At the inception of the policy, provided the trip has not commenced, insured will be allowed a period of 15 days (30 days for Telesales, Online and Web aggregators) from the date of receipt of the policy to review the terms and conditions of the policy and to return the same if not acceptable. Insured will be entitled to the following, provided no claim has been reported, settled or lodged for the period the policy has been in force: a. A refund of the premium paid less stamp duty charges or; b. where the risk has already commenced and the option of return of the policy is exercised, a deduction towards the proportionate risk premium for period on cover or; c. Where only a part of the risk has commenced, such proportionate risk premium commensurate with the risk covered during such period. However, please note free look is not applicable in the case of renewals. Free look cancellation as per provisions of Health Regulations.
 
Travel Tips

Tips & Articles on Travel Insurance

 

Are you a Business Traveler? Here's why you must have travel insurance

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Travel Insurance for Turkey: List of things you should know

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Which all Health Treatments does a travel insurance cover?

One of the key benefits travel insurance offers is overseas health cover. A cover which becomes active if you fall victim to an illness or injury sustained while abroad or require hospitalization. Many people purchase insurance before they travel keeping this benefit in mind...

5 Things to Keep in Mind While Comparing Travel Insurance Policy Online

As the famous adage goes, “The world is a book and those who don’t travel read only a page”. Traveling is an amazing experience and a great way to unwind. Although, this experience can turn into a nightmare anytime, if not planned properly....

Travel Insurance Product Brochure

Product Brochure


Proposal Form

Travel Terms and Condition

Policy Terms and Conditions

We request you to carefully read and understand the Terms and Conditions, before you buy the Policy. All claims are processed strictly according to it. Please speak or chat with our Customer Support Team, if you need any clarification.

Insurance is the subject matter of solicitation. The declaration about your health and other information provided during process of policy purchase becomes basis of the contract.
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