Philippines Travel Insurance

Philippines Travel Insurance


The Philippines is an archipelago of over seven thousand islands located in between the Philippine Sea and the South China Sea. Although recent modernization has seen the country lose some of its timeless feel, visitors can still catch vestiges of the olden Spanish era characterised by its exuberant town fiestas and unique Spanish-Filipino colonial architecture, especially in centuries-old stone churches that tower over bustling town plazas. With its sandy coastline and rustic caves perfect for exploring, adventure seekers will be spoilt for choice. Go diving in one of the many bays such as those in the Visayas or go spelunking in one of the hundreds of caves that dent the valleys of Samar, the choices are tantalising. For a more fresh-water experience, consider a trip to Southeast Luzon for some rafting, kayaking and wakeboarding. Tourists inclined for more terrain-based activities should visit the rice terraces around Banaue, an extremely popular trekking site. However, the best reason to visit the Philippines is the wonderful people, those who keep the countryside upbeat and memorable the chequered state of the government.

Royal Sundaram offers Travel Insurance Plans that are aptly designed to secure you from untoward incidences on both your journey and subsequent stay. Customers will be excited to hear about our affordable policies that offer cover from inconveniences such as baggage delay, loss of baggage, flight delays and loss of travel documents, as well as unfortunate incidences that would require medical expenses.

Top Reasons to Buy Travel Insurance for Philippines from Royal Sundaram

 

 

Top Reasons to Buy Travel Insurance for Philippines from Royal Sundaram

  • Medical Expenses Cover
  • Medical evacuation
  • Support for loss of baggage and loss of passport
  • Cashless treatment during medical emergency
  • Accidental dismemberment
  • Legal liabilities are covered
  • Trip delays
Benefits of Travel Insurance in Philippines

 

 

Benefits of Travel Insurance in Philippines

  • Convenience: Travel insurance plans are designed specially to address the convenience of students, senior citizens, and frequent travellers.
  • Emergency medical coverage: It offers emergency medical protection on an overseas travel.
  • Trip cancellation and interruption reimbursement: Travel insurance pays back the expenses that you may suffer on losses related to trip cancellations.
  • Luggage and documentation: The insurance company also pays for the loss of important documents.
  • Personal accident: It includes cover for accidental death and disability
  • Emergency cash advance

 

 

Basic Coverage and Exclusions of Travel Insurance in Philippines

 

What’s covered?

 

  • Loss of passport
  • Personal accident cover
  • Repatriation of remains
  • Hijacking benefit
  • Medical emergency cover
  • Reimbursement due to trip delays
  • Sickness Dental Relief
  • Personal liability
  • Accidental dismemberment
  • Loss/Delay of checked-in baggage

 

What’s not covered?

 

  • Medical cover for pre-existing diseases
  • Any claim arising from the act of terrorism, self-injury, suicide attempt, etc.
Travel Insurance - Claim Process & Procedure

 

 

Travel Insurance Philippines - Claim Process & Procedure

 

Please follow the below procedure for Philippines travel insurance claim process:

 

The procedure is very simple. As soon as a claim occurs, you need to inform the insurance company through a call or an e-mail. The customer service executive will help you with the claim procedure. Here’s a step-by-step guide to make a claim under travel insurance –

 

  • Claim process for health coverage – Reimbursement
  • Claim process for delay in checked-in baggage or loss of baggage
  • Claim process for personal accident
Travel Insurance for Different Countries
 

Travel Insurance for Different Countries

Albania Gabon New Zealand
Andorra Gaudeloupe Nicaragua
Angola Georgia Niger
Antigua and Barbuda Germany Nigeria
Argentina Ghana Niue
Armenia Gibraltar Norfolk Island
Aruba Greece Norway
Australia Greenland Oman
Azerbaijan Guatemala Palau
Bahamas Guinea Panama
Bahrain Guinea-Bissau Papua New Guinea
Bangladesh Guyana Paraguay
Barbados Haiti Peru
Belarus Honduras Philippines
Belgium Hong Kong Pitcairn
Belize Hungary Poland
Benin Iceland Portugal
Bermuda Indonesia Puerto Rico
Bosnia and Herzegovina Ireland Romania
Botswana Israel Russia
Brazil Italy Russian Federation
Bulgaria Japan Saint Helena
Burkina Faso Jordan Samoa
Burundi Kenya Sao Tome and Principie
Cambodia Kiribati Saudi Arabia
Cameroon Korea New Calendonia
Canada Kuwait Senegal
Cape Varde Kyrgyzstan Seychelles
Central African Republic Latvia Singapore
Chad Lebanon Slovakia
Chile Lesotho Vietnam
Cocos Islands Lithuania South Korea
Colombia Luxembourg South-Africa
Comoros Macau Spain
Cook Islands Madagascar St. Kitts and Nevis
Costa Rica Malawi St. Lucia
Cote d'Ivoire Malaysia St. Vincent and Grenadines
Croatia Maldives Suriname
Cyprus Mali Svalbard and Jay Mayen
Czech Republic Malta Swaziland
Denmark Mangolia Sweden
Djibouti Marshall Islands Switzerland
Dominican Republic Mauritania Taiwan
Ecuador Mayotte Tanzania
Egypt Mexico Thailand
El Salvador Micronesia Tibet
Equitorial Guinea Moldova Togo
Estonia Monsterrat Trinidad and Tobago
Ethopia Morocco Tunisia
Falkland Islands Mozambique Turkey
Faroe Islands Namibia Turkmenistan
Fiji Islands Nauru United Arab Amirates
Finland Nepal United Kingdom
France Netherlands United States
French Guiana Netherlands Antilles Uzbekistan
French Polynesia Slovenia